Writing multiple lives at the same work place or in the same association can bring the costs down for your clients – while still maintaining all of the advantages of an individual policy.
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True Own Occupation Definition in a Disability Insurance Policy – Is it Worth the Cost? (Part 2)
The short answer for physicians and dentists is a qualified yes, in contrast to my short answer in Part I of this blog which was usually not.
Read MoreTrue Own Occupation Definition in a Disability Insurance Policy – Is it Worth the Cost? (Part 1)
The short answer is: usually not. If you are insuring a computer programmer, a business owner or an executive, usually an Own Occupation and Not Working is the sweet spot.
Read MoreA Sweet Solution: Disability Income Insurance with Return of Premium
A Guest Blog by Andrea Blanchard, ALMI, ACS, Regional Sales Manager, Assurity Life Insurance Company There I was, excitedly waiting to take a piece of candy from Mrs. Bush’s treat bag. I love candy!! Mrs. Bush was my first grade teacher and all-time favorite. Yes, my turn! I walked up to the bag, slowly peaked in, […]
Read MoreHelp Insureds Take Time Off of Work to Care for Family Members
With the launch of Standard’s new Disability Insurance product, Platinum Advantage, in 42 states next week (January 3, 2017), the discussion below of their “Family Care” benefit is timely. A Guest Blog by Jill Frohardt, Regional Director, The Standard Driving home a couple of weeks ago, I heard a story on the radio about a poll that […]
Read MoreStandard’s Protector Advantage & Holiday Pictures
DIBroker East-Eskra & Associates celebrated a very successful year with our annual Holiday Lunch today (12/5/2016) at Bricktops in Coral Gables. We started the celebration with an outstanding meal last night at Ortanique on the Mile, a restaurant that we highly recommend if you visit Coral Gables. Jill Frohardt of the Standard flew into town […]
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